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When calculating what you can afford in a house, don't just look at the list price. The amount you pay for a house is important when you consider your ability to re-sell the house. Today's mortgage options are increasing the possibilities for home buyers, so you should also take a close look at what it will cost you to live in the house.

Your monthly housing cost is the second figure to consider, and that cost is largely determined by current interest rates. Today's real estate market is very price-driven. Homes which are in the best condition and have the most attractive price tags are the ones that sell.

Diverse financing options and competition among lenders are giving many buyers the opportunity to buy a more expensive house or condo than they thought they could afford--and sooner. There are many creative ways to get into a home with a relatively small amount of money. Ask your real estate agent to help you look at today's numbers--you may be pleasantly surprised.

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The Loprino Group
RE/MAX Achievers
6424 E. Greenway Parkway
Scottsdale, AZ 85254
480-502-0112
Fax: 480-603-4460
markloprino@NUMBER1EXPERT.com

I have been a Licensed Realtor in Arizona since 1984. I fell in love with the Southwest, and moved here from Chicago, chosing real estate as my profession. After more than 24 years in the industry, I still love real estate! I love interacting with people and helping them find the right home, or helping them sell their home.

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